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Accounts for Savings

At Joint American Trust Bank, our range of accounts for personal savings is designed to allow clients to balance their desired return with the required amount of flexibility and access.

Offering tiered rates of interest, our accounts for savings range from the Investment Account, with full banking facilities, to longer term savings accounts that require notice of withdrawals.


Investment Account

An account with full banking facilities and instant access allowing up to 20 day-to-day transactions per calendar month.



Sovereign 30 Account - Issue Two

An account that offers a slightly more favourable rate of interest on savings providing that 30 days notice can be given before each withdrawl.

Personal Notice Account 95

An account designed for savings of over $50,000 to allow clients to gain favourable interest rates but still have access to funds providing that 95 days' notice can be given before making a withdrawal.



Sovereign 30 (Opened before 2nd April 2012)

This account is off sale



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Latest News PLEASE NOTE - Joint American Trust Bank (JATB) Changing Gears

It is imperative that we notify our clients/customers, shareholders/investors that JATB is going through a phase in our polio-review. JATB is still committed to giving the same outstanding service but in a better and clearer manner. Due to this polio-review, JATB may unveil new service designs this would not in any way affect your account status as our client or your financial position as a shareholder or investor.

We apologize for any inconvenience this may cause you and we guarantee this would not affect any financial engagement on the platform. We apologize for posting this now, we only wanted to make sure we are ready for the paradigm shift. For further information, please contact the Joint American Trust Bank Client services team on info@jointatb.com (7am to 5pm PST daily).

Investment Products: Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value
Credit subject to approval. Terms and conditions apply. Programs, rates, terms and conditions subject to change without notice.
Copyright © 2018 Joint American Trust Bank. Joint American Trust Bank is authorised by - virtue of her management team - MLOC.
JATB is not a Prime Bank so may not be rated publicly as it is privately held. Private Direct Banks are not required to release internal financial information. JATB models her security standards as stipulated by the OCC. Joint American Trust Bank and the bird logo are our trademarks. NMLS#: 1500292