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Joint American Trust Bank is a private direct bank and payment services outfit with approximately $1.85 billion in assets under administration through our trust services, delivered $1.3 billion in Lenders payments to Borrowers in the last 10 years, and $750 million in clients investment held in different forms.

JATB was a special purpose entity of American Bank and Trust Company established to deliver trust transactions, loans, investments, bank letter of credit/guarantee payments home and abroad.

We have existed since the days of the American Bank and Trust Company doing business on small scale. Our team of specialist bankers with great knowledge and experience in fiduciary and virtual financial services broke out from the now defunct American Bank and Trust Company and now doing the business independently as JointATB for trust and funds movement from/to Lender/Borrower and loan payments. We go places you may not be able to go. Where-ever you want to get that loan to, we will get it there for you. However you want to get paid, we will remit it. And the fun part is that we do this in a more cost effective manner and we also advise on avenues to avoid excess or double taxes if we cannot avoid the whole of it depending on the nature of transaction. Our consistency, stability, and laser focus on delivering superior service to our clients has resulted in our historically high client retention rate that motivates our team to continue to strive for year-over-year value.

Our insight into the needs of financial intermediaries, as well as the differing requirements of personal, business and specialist clients, allows us to focus on doing the things that matter, well; from responding to inquiries quickly and professionally to developing uncomplicated solutions and protecting the valuable relationship between financial advisers and clients.

Today, Joint American Trust Bank is wholly owned by her private sector stakeholders.

Our growing range of account-structured solutions are designed to be consistent with the needs of clients' cash portfolios, including savings accounts, investment, structured deposit products.

Financially speaking, we are here to serve you.


Latest News PLEASE NOTE - Joint American Trust Bank (JATB) Changing Gears

It is imperative that we notify our clients/customers, shareholders/investors that JATB is going through a phase in our polio-review. JATB is still committed to giving the same outstanding service but in a better and clearer manner. Due to this polio-review, JATB may unveil new service designs this would not in any way affect your account status as our client or your financial position as a shareholder or investor.

We apologize for any inconvenience this may cause you and we guarantee this would not affect any financial engagement on the platform. We apologize for posting this now, we only wanted to make sure we are ready for the paradigm shift. For further information, please contact the Joint American Trust Bank Client services team on info@jointatb.com (7am to 5pm PST daily).

Investment Products: Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value
Credit subject to approval. Terms and conditions apply. Programs, rates, terms and conditions subject to change without notice.
Copyright © 2018 Joint American Trust Bank. Joint American Trust Bank is authorised by - virtue of her management team - MLOC.
JATB is not a Prime Bank so may not be rated publicly as it is privately held. Private Direct Banks are not required to release internal financial information. JATB models her security standards as stipulated by the OCC. Joint American Trust Bank and the bird logo are our trademarks. NMLS#: 1500292