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Privacy Policy


What Does Joint American Trust Bank Do With Your Personal Information?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.


What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

- Social Security number and income.
- Account balances and payment history.
- Credit history and credit scores.
- Valid Identification Document or ID.
- Any other detail we may require to deal.

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons JATB chooses to share; and whether you can limit this sharing.

Questions?


What we do

How does JATB protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.


How does JATB collect my personal information?

We collect your personal information, for example, when you:

- Open an account or deposit money
- Pay your bills or apply for a loan
- Use your virtual currency account to make/receive payment on JATB
- We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.


Why can't I limit all sharing?

Federal law gives you the right to limit only:

- Sharing for affiliates' everyday business purposes - information about your creditworthiness
- Affiliates from using your information to market to you
- Sharing for nonaffiliates to market to you
- State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law.


Definitions


Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.
- Joint American Trust Bank has no affiliates. We only have payment processors but they are not affiliates.


Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.
- Joint American Trust Bank does not share with non-affiliates so they can market to you.


Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.
- Joint American Trust Bank doesn't jointly market and we are not on any social media platform.



Other important information

We do not disclose any nonpublic personal information about you or former customers to anyone, except as permitted or required by law.





 

Latest News PLEASE NOTE - Joint American Trust Bank (JATB) Changing Gears

It is imperative that we notify our clients/customers, shareholders/investors that JATB is going through a phase in our polio-review. JATB is still committed to giving the same outstanding service but in a better and clearer manner. Due to this polio-review, JATB may unveil new service designs this would not in any way affect your account status as our client or your financial position as a shareholder or investor.

We apologize for any inconvenience this may cause you and we guarantee this would not affect any financial engagement on the platform. We apologize for posting this now, we only wanted to make sure we are ready for the paradigm shift. For further information, please contact the Joint American Trust Bank Client services team on info@jointatb.com (7am to 5pm PST daily).

Investment Products: Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value
Credit subject to approval. Terms and conditions apply. Programs, rates, terms and conditions subject to change without notice.
Copyright © 2018 Joint American Trust Bank. Joint American Trust Bank is authorised by - virtue of her management team - MLOC.
JATB is not a Prime Bank so may not be rated publicly as it is privately held. Private Direct Banks are not required to release internal financial information. JATB models her security standards as stipulated by the OCC. Joint American Trust Bank and the bird logo are our trademarks. NMLS#: 1500292