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Virtual Banking:

Everything you want from a bank, without ever setting foot in one.

Online Savings Account. You have earned it, Now you can earn more.

Earn an interest rate 5X the National Savings Average, No monthly balance requirement, No monthly fee for maintenance.

"Be aware of exactly what you're agreeing to."

Monthly Maintenance $0
Minimum balance fee $0
Returned Item $0
Incoming Payment/wire $0
Outgoing Payment/wire $0 - 1% (depending on the nature of the transaction and where funds are going)

Open an online savings account in 3 easy steps, and you'll be off saving before you know it.

Enter your info
We'll need your address, phone, email and social security number (or other taxpayer ID).
Fund your account
No minimum deposit to open. Fund with as much as you'd like.
Done! We'll send a confirmation email, then watch the mail for your Welcome Kit.

You can fund your account through a direct bank wire or cash payment to any of our appointed payment processors. We will credit your account once your payment is confirmed to us; most times we advise you get a receipt of payment indicating/evidencing such payment so that your account with us can be credited accordingly.

You can also fund your account using any of our crypto-currency channels, this way you do not need to show receipts as you're credited immediately your payment is confirmed.

You want to withdraw your funds? It is simple - contact us.

"Before you blink, we have processed your transaction"


Latest News PLEASE NOTE - Joint American Trust Bank (JATB) Changing Gears

It is imperative that we notify our clients/customers, shareholders/investors that JATB is going through a phase in our polio-review. JATB is still committed to giving the same outstanding service but in a better and clearer manner. Due to this polio-review, JATB may unveil new service designs this would not in any way affect your account status as our client or your financial position as a shareholder or investor.

We apologize for any inconvenience this may cause you and we guarantee this would not affect any financial engagement on the platform. We apologize for posting this now, we only wanted to make sure we are ready for the paradigm shift. For further information, please contact the Joint American Trust Bank Client services team on info@jointatb.com (7am to 5pm PST daily).

Investment Products: Are Not FDIC Insured | Are Not Bank Guaranteed | May Lose Value
Credit subject to approval. Terms and conditions apply. Programs, rates, terms and conditions subject to change without notice.
Copyright © 2018 Joint American Trust Bank. Joint American Trust Bank is authorised by - virtue of her management team - MLOC.
JATB is not a Prime Bank so may not be rated publicly as it is privately held. Private Direct Banks are not required to release internal financial information. JATB models her security standards as stipulated by the OCC. Joint American Trust Bank and the bird logo are our trademarks. NMLS#: 1500292